Our medical insurance policy is with Cigna. We’re on the Open Access Plus plan. After I renewed my Cigna policy recently, I got our new insurance cards, and noticed that the premiums and copays increased as follows: PCP Visit ($20 vs $15) Specialist ($40 vs $30) Hospital ER ($100 vs $50) Urgent Care ($50 vs $25) Rx ($10/25/50 vs $10/20/45) Those [...] ...